Case studies
Welcome to einsured.ca's Case Studies Section
.At einsured.ca, we pride ourselves on our extensive experience and comprehensive expertise in navigating the complex world of insurance. We believe in transparency and the power of real-world examples to illustrate the value we bring to our clients. Below, you’ll find a selection of case studies that showcase our ability to provide tailored, effective insurance solutions across various sectors and client types.
Case Study 1
Client
Age
Condition
Weight loss surgery
Need Analysis
without any weight question
Client
41
Female
Weight loss surgery
Approval
7 Days
Application Time
35 minutes
Discussion & meeting
50 minutes
Client
A young couple, both healthy 30 and 32 year old non-smokers, are eager to start their new family in their new home.
Concern:
To ensure they have financial protection should the unexpected happen.
Needs Analysis:
Short-term life insurance needs covering mortgage and bank loans: $350,000 each
Long-term life insurance needs covering funeral costs and final expenses: $50,000 each
Income protection need if diagnosed with a critical illness: $50,000 each
Case Study 2
Term Life Insurance
(20 years)
Whole Life Insurance
(Pay period 20 years)
Critical illness
(25 illnesses – 20 years)
Total Coverage
(20 years)
Female
$50,000
$50,000
$400,000 + $50,000
Male
$50,000
$50,000
$400,000 + $50,000
Cost
( Male + Female )
$47.79
$131.00
$40.01
$218.80
Case Study 3
Client
35
Condition
Diabetic
Approval
7 Days
Needs Analysis
No-medical Life Insurance applied
Client
35
Gender
Approval
10 Days
Diabetic
Application Time
40 minutes
Discussion & meeting
45 minutes
Client
No-medical Life insurance approved from an A rated life insurance company
- Age: 35
- Gender: Male
- Non-smoker
- Condition: Chronic Multiple sclerosis
- Application Time: 40 minutes
- Review and Discussion: 50 minutes
- Approval after submission: 6 Days
Case Study 4
Client
No-medical Life Insurance APPROVED in 5 Days!
Congratulations to our client!
- Age: 44
- Gender: Male
- Non-smoker
- Condition: Diagnosed with diabetes more than 11 years ago.
- Application Time: 45 minutes
- Review and Discussion: 45 minutes
- Approval after submission: 5 Days
Case Study 5
Client
John & Cynthia took mortgage insurance from Bank
- High Premiums
- Couldn’t update beneficiaries without Bank approval
- Faced 3 month delays just to change policy details after having a child
They consulted a private mortgage insurance advisor ans switched providers.
- They became the policy owners
- Could update beneficiaries instantly
- Lower, fixed premiums
- Coverage stays intact even if they switched lenders
Case Study 6
Client
David, a 35 year-old Truck Driver, self-employed
David slipped while unloading cargo and suffered a severe spinal injury. Unable to work, his income stopped overnight.
- No income, No savings: Without disability insurance, David’s savings ran out. Bills piled up, and his wife had to take extra work. With disability coverage, he could have received monthly benefits.
- Protect your future before it's TOO LATE!: David’s story is a reminder-life is unpredictable. Disability insurance ensures financial stability when you can’t work.
Case Study 7
Client
Purchased Deferred Elite Term-10 with $100000 coverage, died due to suicide
Death benefit fully paid after assessment
- Age: 35
- Gender: Male
- Non-smoker
- Cause of death: Suicide
- Documents required: Claimant's assessment, APS, coroner's report
- Claim decision: Fully paid
Case Study 8
Client
Case Study 9
-
Solution: We compared policies across multiple providers and secured a 20-year Term Life policy for Raj at just $28/month and Simran at $21/month
- Outcome: For under $50/month, the family has $500,000 coverage each, ensuring their child’s future is protected even if something unexpected happens.
Client
- Solution: We recommended a Whole Life Insurance plan that provides lifelong protection plus cash value growth
- Outcome: Amandeep now has peace of mind knowing his family is covered, while also building a financial reserve he can use later for business expansion or retirement planning.
Case Study 10
Client
Didn’t need income replacement but wanted to cover final expenses and leave a tax-free legacy.
Case Study 11
-
Solution: A Permanent Life Insurance policy for $250,000. Premiums: $190/month.
- Outcome: Guaranteed tax-free payout to her children, plus peace of mind knowing her estate costs will be covered.
Client
- Solution: We compared 8+ insurers and found a $100,000 medical coverage refundable policy, with a monthly payment option.
- Outcome: Savings of nearly $1,200 compared to their bank’s quote, with flexible payments. They entered Canada stress-free, knowing medical emergencies are covered.
Case Study 12
Book a meeting today for a comprehensive insurance review and discover how we can tailor our solutions to your unique challenges.
